Toni Lea Andrews was born in Hartford, Connecticut. The child of older parents, she became a "snow bird" when they retired while she was still in first grade. She graduated from high school near their retirement community in Stuart, Florida and then spent a year in Kentucky before returning to finish college in Connecticut.
While working as a traveling salesperson a few years later, Toni fell in love with the beach-front town of Balboa, California and quit her job in order to move there. She stayed for fifteen years before her career as a business analyst took her to Miami. Now writing full time, Toni is back in New England, living in the tiny lakeside cottage where she spent summers as a child. She returns to Balboa whenever she can and has been delighted to find the town still retains its unique character and charm.